- Choosing an agent: Representation is important whether you are a first-time home buyer, relocating to a new area, investor or a luxury home buyer who may need to purchase anonymously. You are best served by a buyer’s agent who puts your needs and desires first. Knowing the market as I do, I am able to assist you to find your home quickly and help to make the entire process go smoothly.
- Choosing a lender: Getting pre-qualified and/or pre-approved helps you to define what your purchasing power is and lets the seller know you are a serious contender when making an offer.
Search and Selection
- Defining the search: Research the area, schools, the style of home you prefer, its features and neighborhood amenities in the community you wish to live.
- Making the offer: I cannot stress it enough. Be prepared. Review the comps provided in order to make a knowledgeable, not emotional decision about pricing, As your agent, I am here to help negotiate and present the offer on your behalf. Be prepared financially to offer earnest money, as well as inspection and appraisal funds needed, if offer is accepted. I as your agent, am here to help negotiate and present the offer on your behalf.
- Contract acceptance: This is the time to review your contingency time frames. It starts with the binding agreement date, the due diligence period (inspection), appraisal and financing contingency end dates. Be aware that missing any contingency date may cause the loss of earnest money funds if contract is terminated.
- Contingencies removed. The contract is complete and earnest money funds become non-refundable.
- Finalize dates. Finalize the date, time and location of the closing that is mutually agreed upon by all parties.
- Plan your move: Select moving company and establish date and time of move.
- Set up utility services. Choose and/or contact utility companies to establish service in your new home.
- Final walk-through. At least three (3) days before closing, check that all stipulations in contract have been met.
- Arrange funding for closing. Review and sign disclosures; wire funds needed to the closing attorney.
- Closing Day. Be sure to bring identification, such as driver’s license or passport, and be prepared to sign many documents. Get your keys!